Licensed Medicare Agent — New York 📞 315-847-1722
Free 10-Minute Medicare Review — No Obligation

You Deserve to Understand
What Your Medicare Actually Covers

Most people turning 65 are handed a stack of confusing brochures and told to figure it out. I compare your options in plain English — no pressure, no jargon, no sales pitch.

Book Your Free 10-Minute Call →

Available to New York residents only  ·  Licensed & independent agent

✓ Licensed in New York
✓ Independent — Not Tied to One Carrier
✓ No Cost to You
✓ 10 Minutes. No Pressure.
Who This Is For

If Medicare Has You Confused,
You're Not Alone

Medicare is genuinely complicated. The rules change every year, the plan options are different in every county, and the insurance companies aren't exactly motivated to explain the parts that might save you money. That's where an independent agent comes in.

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Turning 65 Soon

You have a specific enrollment window. Missing it can mean penalties that follow you for years. Let's make sure you get it right the first time.

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Already Enrolled

Plans change every year and so do your needs. If you haven't reviewed your coverage recently, there's a good chance you're paying too much or missing benefits.

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Helping a Parent

Helping someone else navigate Medicare on top of your own life is a lot. I can walk through the options with you or with your family member directly.

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Managing Costs

Prescription costs, specialist access, out-of-pocket maximums — the right plan can mean a significant difference in what you actually pay each month and each year.

How It Works

Three Steps. Ten Minutes.
No Obligation.

This isn't a sales call. It's a comparison call. I look at what's available in your area, explain your options clearly, and you decide what you want to do — if anything.

1

Book a Free 10-Minute Call

Pick a time that works for you using the scheduling link. No forms to fill out in advance, no paperwork. Just a time slot.

2

I Compare Your Options

I'll look at the plans available in your county — Medicare Advantage, Supplement, Part D drug plans — and explain the differences in plain English. No jargon.

3

You Decide

If something looks right for you, I can help you enroll. If not, that's completely fine — the call costs you nothing and you'll leave with a clearer picture of your options.

What I Cover

Every Major Medicare Option,
Explained Side by Side

Because I'm independent — not tied to any single insurance company — I can show you options from multiple carriers and let the plans speak for themselves.

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Medicare Advantage

All-in-one plans that often include dental, vision, and drug coverage.

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Medicare Supplement

Covers the gaps Original Medicare leaves — predictable costs, wide provider access.

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Part D Drug Plans

Standalone prescription coverage that pairs with Original Medicare.

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Special Needs Plans

Designed for people with specific chronic conditions or dual Medicare/Medicaid eligibility.

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Enrollment Timing

Initial enrollment, Annual Enrollment Period, Special Enrollment — the windows matter.

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Cost Comparison

Premiums, deductibles, copays, out-of-pocket maximums — apples to apples.

Ryan Moore — Licensed Medicare Agent
About Me

An Independent Agent
Working for You

I'm Ryan Moore, a licensed Medicare insurance agent serving New Yorkers in New York State.

I'm independent, which means I'm not employed by any insurance company. I work for the people I talk to — comparing options across carriers to find what actually fits your situation, not what pays the highest commission.

My service is free to you. Insurance agents are compensated by the carriers when you enroll — you never pay me directly.

Licensed — Life, Accident & Health — New York
Medicare Licensed — New York State
Independent — Multiple Carrier Access
Ready to Get Clear?

Book Your Free 10-Minute Medicare Review

No forms. No commitment. Just a clear, honest conversation about your options.

Schedule Your Free Call →

Available to New York residents · Licensed independent agent · No cost to you

Common Questions

What People Usually Ask

Does this cost me anything?
No. My service is completely free to you. Insurance agents are compensated by the insurance carriers when a client enrolls — you never pay me directly, and the plan pricing is the same whether you enroll through me or directly through the carrier.
I'm already enrolled. Can you still help me?
Yes. The Annual Enrollment Period runs October 15 – December 7 every year and gives you the opportunity to switch plans. If your current plan isn't working well for you — or if you haven't reviewed it in a while — it's worth a 10-minute conversation.
Are you going to pressure me to sign up for something?
No. The call is a comparison — I explain what's available, answer your questions, and you decide. If nothing looks right, that's a completely valid outcome and I'm not going to follow up and pressure you.
What areas do you serve?
I'm licensed in New York State and serve all of New York State. If you're not sure whether I cover your area, book a call and we'll figure it out in the first minute.
What's the difference between Medicare Advantage and Medicare Supplement?
That's exactly what the call is for — it's one of the most common questions and the answer depends on your specific situation, your doctors, your prescriptions, and your budget. There's no universal right answer, which is why a quick conversation is more useful than a generic explanation.